Signing up for a store credit card for Black Friday discounts? Think twice — especially this year.

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It’s time to pay after your Black Friday shopping spree and the cashier asks if you want to open a store-issued credit card to score a discount on your haul.

You should think hard before you say yes to a store card during any shopping season, experts say. But you should think extra hard this year.

Interest rates on store-issued credit cards…

Master your money.

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